When it comes to Social Security (SS), will you be seeking the optimum time to start collecting your benefits.
Claiming Social Security before or after full retirement age results in PERMANENT losses or gains in your benefit.
If married, you and your spouse have timing options from age 62 to age 70 to claim SS benefits.
How many total options is that? 9 x 9 = 81 !!!
A Primer on Medicare
As one nears the age of 65, it's likely you will get bombarded with mailings regarding Medicare. Trying to sort through all the material can be a frustrating task. What you really want is to know how to get the medical insurance coverage you desire.
While not a magical wand, the attached 2 page document presents Medicare and options in a straight forward manner.
Value of Social Security Benefits
Social Security can provide a lot more income than people often believe.
Many people start claiming their Social Security benefit soon after they are eligible. Is that a wise decision? That depends on how long you live. None of us has that answer!
Read an example of how much a well designed retirement income strategy can bring from social security.